Description

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Social Security rules have changed, and it's urgent for you to discover how to maximize your benefits, now. Don't leave thousands of Social Security dollars you have earned and are eligible to take on the table. In this Second Edition of Social Security - Maximize Your Benefits, Kathleen Sindell, Ph.D. a bestselling financial planning expert brings together the information every holder of a Social Security card needs to know to create a strategy for attaining those maximum benefits. You'll discover how same-sex, married and unmarried couples can coordinate claiming strategies to gain the maximum benefits. Find out how delaying Social Security benefits can have a direct effect on the financial well-being of a surviving spouse. Understand what divorced spouses need to do to receive the highest amount of lifetime benefits and how to choose between claiming their own or their ex-spouses benefits. Get a hold of how singles need to decide the true value of not claiming until 70. Become aware of how families with minor dependent children (or disabled children) should investigate the start-stop-start strategy to decide if it is best for boosting income when it is needed most. Grasp how survivors can optimize benefits by being flexible when determining the order in which they claim benefits. Select the optimal claiming strategy that applies to your personal financial circumstance. Follow step-by-step instructions to maximizing your Social Security benefits. You can quickly select what works best for you from dozens of examples, figures, tables and graphs.

About the Author

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Kathleen Sindell, Ph.D. writes and teaches to improve financial literacy. She is the author of numerous academic, professional, and popular, finance books, articles, and publishes a weekly Social Security blog. Sindell wrote the bestselling reference books, Social Security: Maximize Your Benefits, 1st Edition "(listed for three months on Amazon.com's 100 Bestselling Retirement Books), "Investing Online for Dummies, Eds. 1-5" (listed for two consecutive years on the Wall Street Journal's Bestselling Business Book List), "Managing Your Money Online for Dummies," "The Unofficial Guide to Buying a Home Online," and other business and finance reference books. Dr. Sindell is a recognized financial planning authority who is regularly tapped as a financial expert on ABC World News, The Nightly Business Report, Investment News, and at popular online and print outlets. She is a member of Journal of Financial Planning, Editorial Advisory Board (2015 and 2016) and helps provide editorial content direction for professional financial planners. For more than 20 years, Dr. Sindell, has held academic positions in business and finance at the University of Maryland University College (UMUC) and the Johns Hopkins University. At UMUC She is a full professor (adjunct) and has successfully worked for the creation and approval of a Certified Financial Planner (CFP) program, CFP Advisory Board, and UMUC Financial Planning Association (FPA) Student Chapter. She is the Course Chair II of four of the six CFP courses and teaches the CFP Board approved courses of Financial Wealth Building, Health and Life Insurance, Investing, Retirement and Estate Planning, and the Financial Plan Development Capstone course. For 16 years, Sindell was a practitioner faculty member of the Johns Hopkins Carey School of Business, where she created graduate courses and taught the internet and e-commerce, corporate finance, individual investment management and personal wealth management. Prior to that she managed the Financial Management and Real Estate programs and faculty at the University of Maryland University College Graduate School. Dr. Sindell contributes to the community by serving as an FPA National Capital Area Board Member and Pro-Bono Co-Chair for over six years. In that position she has been Co-Chair of Metro Washington Financial Planning Day (2011, 2014, 2015, 216).